Foran Wishes Everyone Good Luck

From all of us at Foran –Wishing you good luck with your FPSC Level 1® and CFP® exam on June 5th

Of course, we know the luck part is just icing on the cake. You’ve put a lot of effort into preparing, and that means you will do well.

So plan on having a good night’s rest before exam day, remember to have your financial calculator handy for the morning, and then take a moment. Take a couple of deep breaths, and relax.  Set the intention that you will be at your best during the exam. See yourself calmly working through each question. You may even enjoy fast forwarding your image until you see your goal for all of this achieved, and notice how good that will be feeling, as you think about it now.

A final thought – enjoy knowing how much you know, you know?

All the best

The Power of Visuals

In this month’s issue of Investment Executive, Dan Richards wrote an interesting piece on using the “power of visuals” to make your message stick with clients (March, B3).

Richards quotes Psychologist and visual literacy expert Lynell Burumark:

Unless our words, concepts, [and] ideas are hooked onto an image, they will go in one ear, sail through the brain and go out the other ear. Words are processed by our short term memory, in which we can retain only about seven bits of information (plus or minus two).

Images on the other hand, go directly into long-term memory.

Richards also mentions other studies that found people were 50% more effective in presenting if they used visual aids, and that consumers judge the credibility of a website based on its design rather than content.

This science resonates with our mission as well.

Our instructors apply this philosophy to the classroom every day, which is what makes the Foran seminar experience so effective as a learning tool.

We also have a Study Smart class which gives you the know how to apply these principals, and enhance your own learning.

Study Smart teaches you to use the power of visuals to increase retention levels and boost test performance.

And this skill will not only help you get through your industry or university exams, as Dan Richard’s will tell you, it going to help you engage and keep clients.

For more on Study Smart and NLP, visit our website or give us a call at 1 800 565 0374.

Good Luck!

For all of you getting ready to write the  FPE1® and FPE2® this Saturday,  I just want to say it’s almost over! You’re almost done!

But you’re not done yet. So, over the next couple of days I encourage you to:

  • keep reviewing your material (in 20 minute chunks)
  • do practice questions
  • get plenty of sleep
  • imagine yourself filling in all the right answers
  • imagine how good it will feel to get that “PASS” mark in the mail.

If you haven’t seen it yet, you might be interested in FPE2 Advice, contributed by one of our past students (now a CFP Professional). She has some excellent tips on time management for the FPE2 exam.

Good luck!!

Multi-tasking = Forgetting

Here are a few ideas for your consideration from Wauneen our NLP and Study Smart trainer.


Joseph T. Hallinan, author of Why We Make Mistakes, provides some memorable research on how we routinely delete, distort and generalize information, the real reasons behind our mistakes.

Hallinan calls multi-tasking a grand illusion from computer programming, because it is impossible to divide conscious attention between two conscious activities. We are really attention switching. You may be able to walk and chew gum at the same time, but only after the underlying activity (walking) becomes so automatic it’s unconscious.

Trying to perform two mental tasks at the same time erodes our memory

  • ‘Working memory’ keeps track of short-term data, like numbers and names. When the brain switches between tasks, data begins disappearing in as little as 2 seconds. And who hasn’t had the experience of being introduced to as few as three people, and found you’d forgotten the first person’s name by the time you met the third?
  • Within 15 seconds of considering a new problem, we can forget up to 40% of what we were working on previously.
  • And it can take up to 15 minutes to get back our concentration after distractions like phone calls and text messages. Even longer if we’re expecting a response.
  • Bottom line? The illusion of multi-tasking also slows down our reaction time

Consider …

The US National Highway Traffic Safety Administration calls it in-attentional blindness.

  • NHTSA recently revised their estimation of distraction-related accidents after a study equipped vehicles with cameras for two years. This way, they could see what drivers were really doing if they were in an accident. (Self-report is highly unreliable because memory is actually a reconstruction, biased towards seeing our own behaviour in the best light.)
  • They found that in 78% of all crashes and 65% of near misses drivers were actually looking away from the road. (Previous research based on what drivers said they were doing indicated that only 25% were based on distraction.)

The US air force calls it task saturation, doing too many things at once.

  • It is so common Honeywell engineers coined their own term, Controlled Flight Into Terrain’ (CFIT) for flying a perfectly good plane into the ground!

Worth thinking about the next time you’re sitting in an important meeting, studying for an exam or driving on Canada’s winter roads?

Wauneen McMonagle
Inspire, engage, energize!

Innergize NLP Experience

If you’ve been thinking about training in NLP skills, here are 3 reasons for taking a Practitioner class this fall with Innergize.

Imagine completing your NLP training and achieving this …

  1. More clarity, focus and inner peace. No longer having to fight with yourself about conflicting priorities or uncomfortable tasks.
  2. More influence from communicating at a deeper level and in ways that inspire others to succeed.
  3. Leaving your mental blocks behind as you create new strategies for responding in tricky situations.

NLP training is an investment in your potential. Your earning power, your relationships, even your health. It is field-tested, scientifically sound, and has stood the test of time.

Read more about the Practitioner Program and  find more information on NLP from a Business perspective.

Innergize 2013 NLP Practitioner includes:

12 full days over three 4-day sessions

Session I: September 19-22
Session II: October 24-27
Session III: November 14-17

Hours: 1 PM to 6 PM on Thursday and Friday, 10 AM to 6 PM on Saturday and Sunday.

Investment: $2,495.00 plus HST

The NLP Practitioner is a prerequisite for the Ericksonian Hypnosis workshop offered December 5-8.


Let us know if you’d like to schedule a Q & A call.


Some Feedback from Former Students

“NLP is the ‛missing link’ in most  seminars promising to advance your career!”
F. K.,  Financial Advisor

 “This training exceeded my  expectations.  The content is well designed, aligned with adult learning principals and the facilitation was absolutely exceptional. The trainer has an incredible gift of leveraging the concepts and linking them to exactly where the learner is at.  I personally learned so much from her as a trainer.”
V. W., Consultant and Trainer

“This is the most professional training I have ever experienced.  It wasn’t until this training that I was able to integrate several other NLP seminars.”
T. H., Sales Consultant

“This course was the best investment I ever made in me. I came with a laundry list for change such as the ability to make a difference, clarity and confidence.  I am here today with so much more … I have found purpose and courage to expand my expectations. A life changing experience!  From my heart thank you!” 
L. B., Administrative Assistant

FPE2 Advice from a CFP Professional

Here are some tips on managing your time on the FPE2 from a successful Foran student:

“I would continue to stress that FPE2 is very much a time management exam.  If you do not have reasonable typing skills or English is not your first language, it will probably be a struggle for you to write successfully – brush up on both as much as you are able prior to writing.  I finished FPE1 early (and had checked all responses) and was leaving the exam room after 3 hours.  I needed all the time in both morning and afternoon for FPE2.  English is my first language and I have quite reasonable typing skills. 

It was suggested to me that I begin with the case studies and spend 1 hour in total on them listing answers in point form (so at least something was there to mark) then to proceed to multiple choice and spend a max of 1 hour on those and then move back to the case studies and fine-tune the constructed responses. I would absolutely recommend this method since most marks are in constructed response. 

Watch the time on your screen, not the clock on the wall.  I know in talking to others that wrote with me (about 10 in our room), that about 1/3 did not finish the case study section and did not pay attention to the screen clock – when your time is up the screen shuts down with no real warning.  These folks also didn’t seem to know that the constructed response questions were not 1 mark per question as the multiple choice were. 

Your practice questions were very helpful.

Thanks for offering such complete exam preparation – it works!”



Thank you Sherri! And congratulations on your CFP!

If you have advice on writing the financial planning exams and want to share you experience with other candidates, please write in or comment below. I will be happy to post your suggestions.

Time Saving Study Tip

Brain Smart Study Tip for Time Pressured Professionals

Is finding time to study a challenge for you? And when you do make time, are you less focused than you’d like to be? Too easily distracted?

Did you know that studying for 20-30 minutes on a daily basis is more effective for memory retention and recall than studying the same content over several hours in a single day?

Here are the details:
Scientific evidence now confirms the relationships between learning and our waking and dreaming states.

How we learn:

  • First we need to record or encode information. This requires the Amine Tides, chemicals produced by our bodies in the alert, waking state.
  • Second we need to consolidate the learning and integrate it with what we already know. This requires Cholinergic Tides – chemicals produced when we are in the REM (dreaming) stages of sleep. Cholinergic Tides are essential for long term learning and recall.

You can dramatically increase learning and recall using the sequence:

  1. Learn,
  2. Review the material briefly before sleep,
  3. Sleep,
  4. Briefly review the previous day’s learning.

Bottom Line
You can focus on anything for 20 minutes.

  • So find 20 minutes in your day when you can do it with zero distractions – phones off and door closed if necessary.
  • Use the time to read ahead or review your previous notes.

This alone will increase your content retention dramatically. And you can still study for longer periods over a weekend.  Just be sure to review the content in smaller chunks throughout the week.

Good Luck with your Studies, Wauneen McMonagle Study Smart Instructor.

Study Smarter! a quick tip

A note from our Study Smart (Accelerated Learning) instructor:

When you are interrupted by a phone call or text-message, the latest research indicates that within 15 seconds of considering a new situation/problem you will have forgotten as much as 40% of the information you were focussed on previously, and it can take you up to 15 minutes to regain your state of concentration. …Just something you can consider… or not.
– Wauneen McMonagle, CMH
Principal of Innergize, Certified Trainer of NLP, Humanistic
Neuro-linguistic Psychology and Certified Master Hypnotherapist